Income-Based Budgeting

Focus on planning your income, not tracking expenses. Budget before money arrives.

Stop tracking expenses and start planning income. Budgetocity helps you create a budget based on when and how much you earn, not on what you've already spent.

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How Budgetocity Helps You Master Income-Based Budgeting

Plan income before it arrives

Budget around your pay schedule

Proactive instead of reactive

Take control before money hits your account

Features That Help You Succeed

Income-First Planning

Build your budget around your income schedule, not arbitrary months.

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Income Schedule

Sync your budget with your actual pay schedule for accurate planning.

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Zero-Based Budgeting

Assign every dollar a job before it arrives in your account.

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Take Control of Your Finances in 2026: A Simple Beginner's Guide Using a Free Budgeting App

Master your money in 2026 with this beginner-friendly guide. Learn to track spending, create budgets, and build confidence using a free budgeting app.

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Start Income-Based Budgeting

Experience the difference of planning income instead of tracking expenses.