Income-Based Budgeting

Focus on planning your income, not tracking expenses. Budget before money arrives.

Stop tracking expenses and start planning income. Budgetocity helps you create a budget based on when and how much you earn, not on what you've already spent.

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How Budgetocity Helps You Master Income-Based Budgeting

Plan income before it arrives

Budget around your pay schedule

Proactive instead of reactive

Take control before money hits your account

Features That Help You Succeed

Income-First Planning

Build your budget around your income schedule, not arbitrary months.

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Income Schedule

Sync your budget with your actual pay schedule for accurate planning.

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Zero-Based Budgeting

Assign every dollar a job before it arrives in your account.

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Related Articles & Tips

How to Budget for Groceries on a Tight Budget

How to budget for groceries on a tight budget: find your real number, plan grocery money by paycheck, and shop with a limit. A simple five-step system.

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The Budgeting Trick That Lets You Save Two Whole Paychecks a Year

Learn how to save two paychecks a year using your extra bi-weekly checks. A simple plan that turns found money into real savings before it disappears.

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How to Budget Your Paycheck in 5 Simple Steps

Learn how to budget your paycheck in 5 simple steps so every dollar has a job before payday fades. A clear plan that matches your real pay schedule.

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Start Income-Based Budgeting

Experience the difference of planning income instead of tracking expenses.