Income-Based Budgeting

Focus on planning your income, not tracking expenses. Budget before money arrives.

Stop tracking expenses and start planning income. Budgetocity helps you create a budget based on when and how much you earn, not on what you've already spent.

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How Budgetocity Helps You Master Income-Based Budgeting

Plan income before it arrives

Budget around your pay schedule

Proactive instead of reactive

Take control before money hits your account

Features That Help You Succeed

Income-First Planning

Build your budget around your income schedule, not arbitrary months.

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Income Schedule

Sync your budget with your actual pay schedule for accurate planning.

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Zero-Based Budgeting

Assign every dollar a job before it arrives in your account.

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Related Articles & Tips

What to Do With an Extra Paycheck (So It Actually Helps You)

Knowing what to do with an extra paycheck before it arrives turns found money into real progress. Here are five smart ways to put that third check to work.

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How to Budget Your Paycheck Every Time (Even When Money Is Tight)

Learn how to budget your paycheck step by step so every dollar has a job before you spend it, even when money is tight. A simple five-step plan.

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How to Budget Paycheck-to-Paycheck on a Low Income

A simple paycheck budget when money is tight connects every dollar to a specific payday. Here is a five-step plan you can start this week with the income you already have.

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Start Income-Based Budgeting

Experience the difference of planning income instead of tracking expenses.